If you have been involved in a motorcycle accident, you might be forced to take unwanted time off from work to recover from your injuries. The following article outlines what happens to earnings when a person is in an accident and who is responsible for covering any losses which arise from this.
Accidents and Time Off Work
The first and most important step to covering loss of earnings after any type of motorcycle accident, whether you are the rider on the bike or are driving a vehicle that collides with a motorcycle, is to report your accident and seek medical treatment for your injuries. The only way to cover a loss of income that is a result of a motorcycle accident is to show that the accident had an immediate and detrimental effect on your health in a way that precludes you from continuing to work immediately and for some set period.
The severity of injuries and the doctor’s recommendations will be key to showing that you have incurred a loss of earning which is the direct result of the accident.
Compensation for Motorcycle Injuries
Loss of earnings that relate to a motorcycle injury (or any type of RTA Claim) might include more than simply the amount of money that you did not earn while you were unable to work. It could also include any of the costs that became payable after the accident, such as if you had to hire a caregiver to help you with anything or if you needed to buy equipment for movement, such as a wheelchair. In terms of loss of earnings, it will be key for you to show definitive proof relating to the income you receive from employment, whether it is self-employment or not. For a self-employed person, this will likely include your accounts for the past year, which would also include the last tax filing made. This would be enough to show a median range of income earned over the set period in which you were incapacitated and unable to work.
If you are employed, then you will need to show wage slips and will also need a letter from your employer.
An impartial, third-party medical examiner, will be instructed to examine you and produce a report to confirm the seriousness of injuries and the length of recovery time that is normal for such an injury. If there is any type of long-term immobility which arises from a motorcycle accident, the value of such an injury will also be assessed by the medical examiner. This will also be reviewed by your solicitors, who would compare the claim being made against past claims by others in similar circumstances and the awards which they received.
In addition to the loss of earnings for the period of time you have been unable to work, we may also need to consider future losses if you are unable to return to work at the same capacity or are unable to work at all. In this scenario, a long-term financial compensation package must be arranged which considers this overall loss. This might also include the cost to retrain into a different type of sector, should the need arise. Such an instance might occur if the accident leaves the person unable to walk permanently or stand for any given amount of time.
The process for claiming loss of earnings and being recompensed after a motorcycle accident is different depending on what type of injuries you sustain. The amount of time it takes you to get compensated depends on many variables and the amount paid will take into account the accident report, medical report and a comparison of others who have been injured in similar circumstances and the payouts they receive. Since the level of damage that results from the accident will be key to determining how long you will be off work, or whether you can go back at all, the size of a loss of earnings claim will be vastly different depending on the individual accident. Go to https://smithjonessolicitors.co.uk/road-traffic-accidents/motorcycle-accident-claims/ for more info on making a motorcycle injury claim.