Each year in the UK millions of people will be affected by a personal injury that was not their fault. However, there can be a lot of confusion. Firstly, about the definition of personal injury compensation, how much money you could be entitled to and how to start your claim.
Research claims that only 1 in 4 people affected by a personal injury will make a claim for compensation. This is often because people are unsure exactly what they could be owed or because they are wary of complicated, confusing and lengthy court proceedings.
We are here to help you establish how much personal injury compensation you’re entitled to and also to assist you in getting compensation you deserve.
Types of personal injury
A personal injury can either be something physical like an injury, disease or illness or it can be a psychological injury or illness. Some personal injuries can result in long term complications, changes to quality of life and even, in some cases, death.
There are lots of kinds of personal injuries:
- An injury at your place of work. This includes illnesses caused by your work environment such as a disease caused by working with hazardous materials.
- an injury caused in a traffic accident including motorcycle accidents, pedestrian accidents, bicycle accidents and car accidents
- An injury caused by faulty goods
- An injury caused by the negligence of other such as Dental Negligence
- An injury caused by a trip or fall
- a physical or psychological injury sustained by a victim as a result of a crime
What can I claim for?
If you have suffered a personal injury you may be entitled to claim compensation for the pain and suffering you have endured as a consequence of the injury and for all the losses you may have suffered as a result of the injury. These can include:
- Loss of earnings
- Any insurance excess you might have had to pay
- Damage to your clothing and property
- Rehabilitation and the cost of ongoing care
- Home adaptations required
- Any future losses, for example inability to work or loss of promotion prospects.
How much personal injury compensation will I receive?
When assessing how much personal injury compensation you could be entitled to there are no fixed amounts per injury. This is because each client we work with is affected by a unique set of circumstances (we have published some guidelines and a compensation amounts table). If you have sustained a personal injury, you should seek the advice of our expert personal injury lawyers who will assess your case on its merits and advise how much you could expect to receive by way of general damages. However, there is some guidance available.
For serious injuries, we also recover compensation to cover additional costs that arise as a result of your accident, including; loss of future earnings, a lifetime of care and treatment, help with chores, medication, prosthetic limbs and adaptations to your accommodation. Depending on the severity of the injury, this can lead to you being awarded up to millions of pounds.
General damages are paid as compensation for an injury, for example, a payment for pain and suffering or loss of future earnings. The court will decide on the amount to be paid.
Special damages are paid as compensation for actual financial loss caused by the accident up to the date of the hearing. These can include damage to clothing or other belongings, the costs of care, travel costs to hospital and medical expenses.
There are some circumstances in which the damages you receive may be reduced as your injuries may have been made worse due to something you did/didn’t do. An example of this would be if you were not wearing a seatbelt when you were involved in a traffic accident.
How much will it cost me to claim?
An insurance policy might cover your legal fees for instance, many house, car and travel insurance policies have legal expenses cover attached. A more common and much more accessible option is using a conditional fee agreement, also known as ‘no win, no fee.’ This means that if you lose your case your solicitors will receive no fees. However, you might have to pay the legal fees of the other side and any expenses incurred by your solicitors (disbursements). Your solicitor may ask you to take out insurance to cover this outcome. If you are successful in winning your case, the other side will pay part of your solicitor’s expenses and fees and you will most likely be asked to contribute a pre-arranged percentage of your compensation to cover the remaining fees. At Smith Jones specialist personal injury solicitors, we operate on a no win, no fee basis in the majority of cases.
I want to make a claim, what should I do?
If you feel you are entitled to compensation for a personal injury contact Smith Jones personal claim solicitors today. With over 29 years’ legal experience, our personal injury solicitors team are here to help you. Our lawyers are all specialists in personal injury litigation and we are supported by a national network of medical experts and accident investigators, this allows us to provide an outstanding service throughout England and Wales. Every year we deal with a huge variety of injury claims for thousands of people. We understand that every case is unique and one approach doesn’t fit all that’s why we tailor our approach to suit you. Personal injury cases can often be of a sensitive nature so we deal with every claim with the utmost professionalism and compassion.
To find out more about making a claim for personal injury compensation, call us on 0800 195 95 90 and discuss your claim with one of our expert solicitors. We are available 24 hours a day, 7 days a week and are ready to take your call.